The Hazards of a “White Lie” At many different times in our busy lives we have been faced with completing an application for insurance (car, house, property) with its multitude of what appear to be ‘silly’ questions. Questions like, “How far from your property is the nearest fire hydrant? or, “Have you ever smoked? or,…
Shelter in place closures orders have impacted numerous businesses throughout Ohio. While some may have been able to adapt or operate having been declared “essential” many others have been significantly impacted. A question for every impacted business is likely whether any relief may be available under the entities business interruption coverage, or whether they…
One of the most important provisions in a contract is the liability insurance provision. For the most part, the business owner relies on an insurance agent to advise what coverage is needed for a particular contractual obligation. The business owner then sets forth the insurance requirement in the contract/lease and states that the other side…